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FAQ: Is it better to use credit cards or debit bank accounts?

Auto-Debit System® (Frictionless Payments)

FAQ: Is it better to use credit cards or debit bank accounts?

Last updated on 13 Sept, 2025

We recommend direct debiting a bank account. Here's why:

  1. The processing fees for Bank EFTs may be cheaper than the processing fees for Credit/Debit Cards.

  2. Unlike Credit/Debit Cards, bank accounts do not have an expiration date, so you never have to update billing. 

 

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