Logo

Cash Practice® Systems Help Center

Search our knowledge base to get answers to your questions, access video training & more!

Setup: What credit card terminal should I use?

CP Merchant Services

Setup: What credit card terminal should I use?

Last updated on 27 Apr, 2026

The short answer: You don’t actually need a terminal to use the Auto-Debit System®. Because our system is cloud-based, you can process payments manually at any time. While equipment is optional, we dob offer compatible terminals and devices to help streamline your front desk and reduce fees. The Auto-Debit System® identifies the device used and chooses the correct merchant account for you:

  • No Terminal Needed (MOTO Merchant Account): Use this for payments that are manually keyed-in, cards kept on-file, online forms or recurring auto-debits. 

  • With a Terminal (RETAIL Merchant Account): Use a USB card reader, CP Mobile device or EMV terminal for "card-present" transactions (swiping or dipping a chip). Transactions processed through a terminal / device typically qualify for lower processing rates.

Equipment & Next Steps 

  • To Browse Equipment: If you would like to add a terminal or card reader to your office, visit the Shopping Cart within your account.

  • For Best Practices: Review THIS BLOG to learn how to create a frictionless, professional payment experience for your patients.

Image

Did you find this article helpful?
Previous

Setup: [USA ONLINE APP] How do I set up my merchant accounts?

Next

© 2026 Cash Practice Systems. All rights reserved.